June 27, 2019

How to Use Credit Card in Your Favor

Considered a “villain” by many, credit card has benefits and can be very useful, just use it in a conscious way. But how to use the credit card in your favor? First, as its name already says, it is a “credit”, that is, it is not your money. And that’s where the problem lies: the false sense that “having a credit card” is “having money”. None of this! Using a credit card is like borrowing money from someone (in this case, from the bank or financial) and having to return on a certain date. The difference is that there is no “friend” behind this loan, meaning if you do not…